Property Tax Exemptions
State-by-State Guide for Disabled Veterans
🏠 Most states offer property tax exemptions or reductions for disabled veterans — some provide 100% exemption, saving thousands per year.
Section 1
📋 Overview
Property tax exemptions are one of the most valuable state-level benefits for disabled veterans. These exemptions reduce or eliminate property taxes on your primary residence, potentially saving you thousands of dollars each year.
🏠 Most states require the property to be your primary residence (homestead)
📊 Exemptions range from partial reductions to 100% tax-free
🎖️ Most generous exemptions are for 100% P&T rated veterans
💍 Many states extend the exemption to surviving spouses
📝 Must apply through your county tax assessor's office
Section 2
✅ General Eligibility
📋 Common Requirements
- Must be a veteran with a VA disability rating
- Property must be your primary residence
- Must be a resident of the state
- May need to renew annually in some states
- Must apply through your county or local tax office
💡 Tips for Applying
- Bring your VA rating decision letter
- Bring proof of homestead/residency
- Apply as soon as possible — some states backdate, most don't
- Ask about surviving spouse protections
- Check if vehicle tax exemptions also apply in your state
Section 3
📊 All 50 States + DC Property Tax Exemptions
| State | Min. Rating | Exemption Type | Homestead Req. |
|---|---|---|---|
| Alabama | 100% P&T | Full exemption (home + up to 160 acres) | Yes |
| Alaska | 50%+ | First $150,000 of assessed value | Yes |
| Arizona | Any rating | Full exemption at 100% (2026+); partial below 100%, income-limited | Yes |
| Arkansas | 100% (or SMC loss of limbs/sight) | Full exemption | Yes |
| California | 100% (or TDIU) | $180,671 of assessed value; $271,009 if low-income | Yes |
| Colorado | 100% P&T or TDIU | 50% of the first $200,000 of actual value | Yes |
| Connecticut | 10%+ | $2,000-$3,500 off assessed value; full exemption at 100% P&T | Yes |
| Delaware | 100% (or TDIU) | Credit for 100% of school district property tax | Yes |
| DC | 100% P&T or TDIU | $445,000 off assessed value (income limit) | Yes |
| Florida | 10%+ | $5,000 at 10%+; full at 100% P&T; age 65+ combat-disabled get a % discount | Yes |
| Georgia | 100% or TDIU | $121,812 off assessed value (2025, adjusted yearly) | Yes |
| Hawaii | 100% | Full exemption (small county minimum tax) | Yes |
| Idaho | 100% | Up to $1,500 off the tax bill | Yes |
| Illinois | 30%+ | $2,500 at 30-49%; $5,000 at 50-69%; full at 70%+ | Yes |
| Indiana | 10%+ | $14,000 or $24,960 deduction (conditions apply) | Yes |
| Iowa | 100% | Full exemption | Yes |
| Kansas | 50%+ | Refund of tax increases (income and home value limits) | Yes |
| Kentucky | 100% | $49,100 off assessed value (2025-2026) | Yes |
| Louisiana | 50%+ | $2,500 at 50-69%; $4,500 at 70-99%; full at 100% (on top of the $7,500 homestead) | Yes |
| Maine | 100% (or wartime vet 62+) | $6,000 off assessed value; $50,000 with a VA adapted-housing grant | Yes |
| Maryland | 100% P&T or TDIU | Full exemption | Yes |
| Massachusetts | 10%+ | $400 and up, by rating and town | Yes |
| Michigan | 100% or TDIU | Full exemption | Yes |
| Minnesota | 70%+ | $150,000 off market value; $300,000 at 100% P&T | Yes |
| Mississippi | 100% | Full exemption | Yes |
| Missouri | 100% + former POW | Full exemption for former POWs only; other 100% vets: credit up to $1,100 if low-income | Yes |
| Montana | 100% | Tax rate cut of 50-100%, based on income | Yes |
| Nebraska | 100% P&T (others by income) | Full or partial exemption | Yes |
| Nevada | 60%+ | $17,700-$35,400 off assessed value (2025-2026) | Yes |
| New Hampshire | 100% P&T | $701 tax credit (towns may raise it); full exemption with a VA adapted home | Yes |
| New Jersey | 100% P&T | Full exemption | Yes |
| New Mexico | Any rating | Exemption equal to your rating %; full at 100% | Yes |
| New York | Any (wartime or Cold War vets) | Partial by locality; full at 100% (required statewide from Oct 2026) | Yes |
| North Carolina | 100% P&T | First $45,000 of assessed value | Yes |
| North Dakota | 50%+ | Credit by rating on the first $9,000 of taxable value | Yes |
| Ohio | 100% (or TDIU) | $58,000 of market value (2026) | Yes |
| Oklahoma | 100% | Full exemption | Yes |
| Oregon | 40%+ | $31,565 off assessed value (2025-2026) | Yes |
| Pennsylvania | 100% P&T or TDIU | Full exemption, with a financial need test | Yes |
| Rhode Island | Varies by town | Partial; amounts set by each town | Yes |
| South Carolina | 100% P&T | Full exemption (home + up to 5 acres) | Yes |
| South Dakota | 100% P&T | Up to $200,000 of value | Yes |
| Tennessee | 100% (or certain wartime disabilities) | Tax relief on the first $175,000 of value | Yes |
| Texas | 10%+ | $5,000-$12,000 off value; full at 100% or TDIU | Yes |
| Utah | 10%+ | Share of up to $535,459 of value, by rating (2026) | Yes |
| Vermont | 50%+ | $10,000+ off value (towns may raise it to $40,000) | Yes |
| Virginia | 100% P&T | Full exemption | Yes |
| Washington | 80%+ | Reduction based on income and home value | Yes |
| West Virginia | 90%+ | Refundable credit for the full property tax paid | Yes |
| Wisconsin | 100% or TDIU | Refundable credit for the full property tax paid | Yes |
| Wyoming | Any rating (or wartime service) | Up to $6,000 off assessed value | Yes |
Checked against state sources October 2026. Amounts change yearly; confirm with your county assessor before you apply.
Important: This table provides a general overview. Exemption details vary by county and change periodically. Visit your state benefits page for detailed, state-specific information.
Section 4
📝 How to Apply
1
Get a copy of your VA rating decision letter or Benefits Summary Letter from VA.gov
2
Contact your county tax assessor's office or county clerk
3
Complete your state's property tax exemption application
4
Submit with proof of disability rating, proof of residency, and property deed
5
Check if annual renewal is required in your state/county
Section 5
❓ Frequently Asked Questions
A: Many states allow surviving spouses to continue the property tax exemption. Requirements vary — some require the spouse to remain unmarried and continue living in the home.
A: Almost universally, no. Property tax exemptions apply only to your primary residence (homestead). Investment properties and vacation homes are not eligible.
A: You'll need to apply for the exemption in your new state. Each state has its own rules and application process. The exemption in your old state ends when you move.
A: Some states allow retroactive exemptions for a limited period (1-3 years). Check with your county assessor. Many states only apply the exemption from the date of application going forward.
A: In most states that offer full exemptions, yes — 100% Permanent and Total (P&T) is required. Some states offer partial exemptions at lower ratings. A few states only require 100% schedular (not necessarily P&T).